Introducing Onchain Standalone LLCs

OtoCo pioneered instant onchain LLCs. Now we're adding something new — a regular, state-filed LLC, minted onchain and made 100% digital.

A few summers ago, OtoCo did something nobody had done before.

We let you form a real, legally valid LLC by simply connecting your wallet and signing a transaction. No lawyers. No paperwork. No waiting. Just click → sign → you're live - within 6 seconds.

That was just the beginning.

Since then, we've built out the full lifecycle — EINs, business bank accounts, tax filings, and AI-powered admin by Genco, OtoCo's agentic corporate secretary.

Thousands of founders, builders, freelancers, DAOs - even AI agents! - around the world now use OtoCo to get legal and keep building. For global entrepreneurs who previously had no straightforward way to hold assets, bank in USD, or operate under a recognized legal entity, OtoCo's Instant LLC changed everything: A crypto wallet — anywhere in the world — was all they needed to own a real, operational business.

By popular demand

For the vast majority of use cases, OtoCo's Instant LLC is still the fastest, most affordable, and most practical option out there.

If you're a global founder, a Web3 builder, or anyone who wants a legal entity without the overhead — the Instant LLC is built for you.

But we've always known that one size doesn't fit all.

Today, we're adding Onchain Standalone LLCs — launching first in Delaware and Wyoming, with more states to follow.

What is an Onchain Standalone LLC?

The Standalone LLC is exactly what it sounds like: a fully independent LLC, filed directly and individually with the state — Delaware or Wyoming to start.

Unlike OtoCo's Instant LLC — which is formed as a cell under a Master LLC using smart contracts — the Standalone LLC gets its separate Certificate of Formation, files with the state and appears in its public registry.

Once the filing is confirmed (typically within 24–48 hours), the entity is minted onchain as an NFT. Your wallet holds the proof. The blockchain holds the record. The state holds the registration.

It's the ultimate RWA play: putting "everything onchain" in essence means bringing the legal containers that hold the world's assets onchain, and that is what OtoCo does: bringing analog companies onchain, from inception and ever after.

Own Your Own

Instant Onchain LLCs are fast and cheap. As independent Series, they use a common Master, there's no filing required, and you still benefit from limited liability protection, segregation of assets, and separate members and managers.

In contrast, Standalone LLCs need filing and their own registered agent and address in the state where they file, which adds to their cost.

The advantage is that their existence can be looked up online in the state registry. This helps to access legacy service providers, especially regulated ones.

For instance, if you want to open accounts with traditional banks — think Bank of America, Chase, or your local credit union — the process is simply smoother with a traditionally filed, standalone entity. These institutions are built around the conventional LLC structure, which a Standalone LLC from OtoCo gives you.

That is why if you are a U.S.-based business operator — or you are primarily operating within the U.S. ecosystem (including targeting U.S. customers or having U.S. contractors or even employees,) you'll probably want to be formally registered with a state and receive a Certificate of Formation.

To be clear, a Standalone LLC doesn’t make you more “legal” — it’s simply a matter of gaining broader recognition, since a regular LLC formed in (or qualified in) any state is more universally accepted and predictable across U.S. states and internationally.

This is especially relevant if your business operates, owns property, or faces litigation in a non-recognizing state, given that even today many states do not have Series LLC statutes or treat them inconsistently (most prominently California).

If you're outside the United States, OtoCo's Instant LLC still makes a lot of sense — fast, borderless, and purpose-built for crypto-natives. The Instant LLC also remains the go-to for non- Web3 international builders who want to bank in USD and have a flash entity they can issue or pay invoices from, enter into agreements, and push software from.

Here's a summary comparison between the Instant and Standalone LLC on OtoCo:

How does it work?

Compared to legacy providers such as LegalZoom or even Stripe Atlas, we made the formation of your new LLC absurdly streamlined and extremely good value.

All you have to do is toggle the US$ 299 "Standalone LLC Formation" annual subscription after selecting your preferred state.

At the point of checkout, you can also add an EIN and a mailing address, which is required to open a bank account and access the broader regulated U.S. financial infrastructure.

After payment in stablecoin or with card, you immediately will be redirected to a short online form so we can file your LLC with the correct details.

Submit the form and we can start filing - which is still an analog process but we take care of that on your behalf.

Within 24–48 hours, your LLC appears in the state registry. At the same time, you'll find a link to its genesis NFT in your dashboard.

This means your Standalone LLC lives in two places at once: the state registry and your wallet.

if you don't have a wallet to connect, simply creating an account by email gives you an embedded wallet linked to your email, making it super smooth for the less crypto literates to access OtoCo and transact onchain.

This makes it even easier to manage your LLC, prove ownership of it, and interact with OtoCo's full ecosystem — all from the dashboard you already know.

A word on compliance

This is important: As a regularly filed entity, your Standalone LLC comes with more requirements than an Instant LLC:

• Upfront information on all members and managers — At the stage of formation, full details of you as Member and Manager will be required to record its ownership and control. Unlike OtoCo's Instant LLCs, which can be spun up instantly with just a wallet, a Standalone LLC cannot be formed anonymously. However, your information is not on public record and no ID verification or proof of address is required for us to be able to file.
• A registered agent at all times — OtoCo provides this for your LLC as part of your annual subscription.
• Annual state filings — the specifics vary by state. Wyoming has an annual report; Delaware has a franchise tax, both of which OtoCo can help you with when due.
• Accounting and Taxes: There is no need to submit public accounts for your LLC however especially for businesses operating in the U.S., accounts will likely be prepared as part of the LLCs tax filings.

None of this is complicated — and OtoCo handles it for you — but it's a different commitment than the Instant LLC, which has much lighter ongoing overheads.

If you're unsure which is right for you, you can interrogate our AI within OtoCo to get answers to the most common questions about LLCs.

Same OtoCo. More options.

What started as a simple idea — what if forming a company was as easy as connecting your wallet? — has grown into a full company assembly line.

The Standalone LLC is the next piece, with every piece designed to get you from idea → legal entity → fully operational business, with as little friction as possible.

What's coming

1. Banking for everyone — FDIC-insured US bank accounts with free onramps and offramps for every OtoCo user worldwide! By bringing crypto and fiat corporate treasury management under one roof, OtoCo gives users access to DeFi for their entity and paves the way for business banking of the future.
2. More powerful entities — investment clubs, RWA vaults, and onchain holding and trust companies to enrich your use of LLCs.
3. AI-run back office — delegate formation, maintenance, and compliance to onchain agents. Your company runs itself.

Disclaimer: Not tax or legal advice. Consult a qualified attorney or tax advisor if you are not sure about your legal or tax position.